These are some examples of clients we have helped and who's affairs we are currently managing, We have changed names and some facts to protect client confidentiality.
Investment Advice
We were asked by a client to review his mother’s investment portfolio. We discovered a large share portfolio "managed" by a well known bank. The fees for the management service worked out to be around 1.5% pa and when we assessed the portfolio turnover we discovered there had been little or no change to the equities and funds for many years. Further investigation showed there had been little or no reviewing process, the client had never been properly assessed for risk and the tax wrappers had completely the wrong mix of investments within them.
We were able to transfer the funds in specie to our preferred investment platform, change the asset allocation to match the clients risk profile and move investments into the best tax wrapper for their structure.
Our hourly charges over the last year (including our financial and estate planning service) has worked out at a cost to the client of approximately 1% of their portfolio so not only does she have a much better service but she is saving on charges as well!
- Independent Financial Advisor
- Chartered Financial Planners
- Swallow Financial Planning LLP is authorised and regulated by the Financial Services Authority