A Lasting Power of Attorney allows you to choose someone (the ‘attorney’) you trust to make decisions on your behalf about things such as your healthcare or finances at a time in the future when you may lack the mental capacity to make those decisions yourself.
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The most common endowment descriptions used are with profit or unit linked endowments. Low cost endowments are often used to repay commercial and residential mortgages.
The Financial Services Compensation Scheme limits
Explains how the Pension Protection Fund works