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July 2022 Investment Bulletin

Economic Outlook The economic outlook is as bleak as we have seen it since 2007.   These are the worst returns provided by...

March 2022 Investment Update

It is unusual for us to put out an update on investments so soon after our December issue.  We like to think...

The Chancellor’s Autumn Statement

After the government fiasco of the last 8 weeks, the latest Chancellor (who seems to have precious little track record for the job) has undertaken a budget which his opposition bench rivals would be proud of.

Spring Statement Update March 2022

The Office for Budget Responsibility (OBR) warned in its economic and fiscal outlook, households are still on course for “the biggest fall in living standards in any single financial year since ONS records began in 1956/57.”

Property Companies

The change in the tax treatment of loan interest combined with rumblings about changes to capital gains tax (CGT) has lead me to consider a change in ownership structure for two new property purchases.

Options When Taking Your Pension

The purpose of these notes is to try and explain some of the common options available when you come to take your retirement benefits from a money purchase type pension plan.

Tax Treatment Of Pension Death Benefits

Recent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views as to the options available to clients.

Which Pension Plan is Right For Me?

The following is a summary of the main pensions options available to most individuals. These are the savings options, when you want to take your pension benefits you need to consider the whole raft of different options available to you for drawing your pension.