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July 2022 Investment Bulletin

Economic Outlook The economic outlook is as bleak as we have seen it since 2007.   These are the worst returns provided by...

Investment Bulletin July 2023

It has been 6 months since our last investment review. With much unfolding in the interim, we wish to share our current investment sentiment with you....

What is The Lifetime ISA?

The new LISA is becoming an attractive savings vehicle particularly for the better off however beware the pitfalls of early encashment.

Tax Allowances

There are many different tax concessions and allowances which we try and maximise as party of our service. Not every client can benefit from all allowances however in our review reports for clients we do advise of any missed opportunities.

The 14 Year IHT Trap

Most people are aware of the fact that if you make a gift in the UK and then live for more than 7 years then that gift will fall out of your estate. What is less well known is that if you make more than one gift and you die within 7 years of the last gift then Inheritance Tax (IHT) may well be due on some or all of your gifts.