Archives

Investment Costs

With returns from all areas of investment being low, there is an understandable concern over the extent of costs involved in using any service or manager. These notes are designed to help you consider what charges you are paying and what the charges are for.

Transact Protection

A consideration of the risks to consider when using the Transact Investment administration service

Tax Treatment Of Onshore Bonds

We use the Transact onshore bond wrapper where you wish to defer or mitigate higher rates of tax and, in many cases, receive regular income. The flexibility of the Transact wrapper does mean, however, that when considering what cash to hold throughout a year we have to allow for tax as well as charges, income and withdrawals. This note is designed to explain how the tax works.