March 2022 Investment Update

It is unusual for us to put out an update on investments so soon after our December issue.  We like to think...

Spring Budget Notes

Our notes on the Spring Budget provide details on the latest changes to taxes and allowances....

Spring Statement Update March 2022

The Office for Budget Responsibility (OBR) warned in its economic and fiscal outlook, households are still on course for “the biggest fall in living standards in any single financial year since ONS records began in 1956/57.”

Unusual Investments

As a predominately "passive" investment adviser we do not normally get involved in out of the norm investments however occasionally we come across a couple of interesting ideas which we like to share with our clients.

Write A Will!

Yesterday I attended a 3 hour update from STEP on the Inheritance and Trustees Powers Act 2014.  There were some fascinating insights into some of the pitfalls when dealing with estates however such minutia is somewhat wasted on those without Wills!

The Value of a Parent

One of the most under purchased products in the financial advisers arsenal is protection insurance.

Unit Linked Insurance Plans

We find that many clients have a misconception over how life assurance and in particular whole of life assurance plans actually work. These notes are designed to try and explain the benefits and limitations of whole of life plans.