Categories: Estate Planning > Investment Planning
Suitable investments for trustees
Keyword Filter
Document Categories
Document Tags
Document Library
Tax Treatment Of Pension Death Benefits
Categories: PensionsRecent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views as to the options available to clients.
Which Pension Plan is Right For Me?
Categories: Financial Planning > Investment Planning > PensionsThe following is a summary of the main pensions options available to most individuals. These are the savings options, when you want to take your pension benefits you need to consider the whole raft of different options available to you for drawing your pension.
Options When Taking Your Pension
Categories: PensionsThe purpose of these notes is to try and explain some of the common options available when you come to take your retirement benefits from a money purchase type pension plan.
Categories: Pensions
These notes are our current understanding of the rules that govern the use of salary sacrifice to enhance pension savings.
Workplace Pensions & Auto Enrolment
Categories: PensionsThe following is a summary of the current position of the new state workplace pension automatic enrolment pension scheme.
Lifetime Allowance Protection Explained
Categories: PensionsOne could forgive clients and providers alike for being “punch drunk” over the changes to pension plans over the last 15 years. The government is desperate for more tax and pensions is an easy target, since limits on relief and tax on bigger pension funds only hit a relatively small proportion of the better off.
Self Administered Pension Plans
Categories: PensionsFor many years the “must have” accoutrement for all business owners was the self administered pension plan. Swallow Financial Planning is authorised to advise on all aspects of pensions including self-administration and final salary scheme transfers.
Categories: Financial Planning > Investment Planning
The new LISA is becoming an attractive savings vehicle particularly for the better off however beware the pitfalls of early encashment.
What Is Risk & Much Do You Need?
Categories: Financial Planning > Investment Planning > PensionsIf you are new to investing, perhaps the most difficult concept to get across is the relationship between risk and reward. These notes try and explain why risk is required (in almost all cases) to achieve long term goals.
Investment Update – September 2020
Categories: Articles > Investment Planning > NewslettersBasic Inheritance Tax Planning
Categories: Estate Planning > Financial Planning > Later Life > Tax PlanningWe utilise specialist lawyers for inheritance tax (IHT) planning and planning relating to the use of the marital home within estate preservation arrangements. Dealing with capital gains tax (CGT) on anything other than the simplest scheme requires the services of an expert accountant.
Categories: Estate Planning > Financial Planning > Later Life > Tax Planning
Recent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views of the options available to you.
Onboarding Information Checklist
Categories: Housekeeping
Categories: Estate Planning
Some guidelines to help you make the best Will possible.