London Office: 020 3755 3235 | Ipswich Office: 01473 384 858 | Email: enquiries@swallow.financial
Financial Planning Document Library

Below you will find a large collection of Swallow Financial's documentation.

The world of finance is often unfathomable. It is therefore paramount that the client is not only confident in their adviser’s planning, but they can also see the broader picture.

The following documents are designed as generic explanations of what can be highly complex issues. Do call or email our office if you need any further help.

Use the filters on the right to help find the information you are after.

Read More   Get In Touch

Keyword Filter

Document Categories

Document Tags


Document Library


Tax Treatment Of Pension Death Benefits

Categories: Pensions

Recent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views as to the options available to clients.


Which Pension Plan is Right For Me?

Categories: Financial Planning > Investment Planning > Pensions

The following is a summary of the main pensions options available to most individuals. These are the savings options, when you want to take your pension benefits you need to consider the whole raft of different options available to you for drawing your pension.


Options When Taking Your Pension

Categories: Pensions

The purpose of these notes is to try and explain some of the common options available when you come to take your retirement benefits from a money purchase type pension plan.




Lifetime Allowance Protection Explained

Categories: Pensions

One could forgive clients and providers alike for being “punch drunk” over the changes to pension plans over the last 15 years. The government is desperate for more tax and pensions is an easy target, since limits on relief and tax on bigger pension funds only hit a relatively small proportion of the better off.


Self Administered Pension Plans

Categories: Pensions

For many years the “must have” accoutrement for all business owners was the self administered pension plan. Swallow Financial Planning is authorised to advise on all aspects of pensions including self-administration and final salary scheme transfers.


What is The Lifetime ISA?

Categories: Financial Planning > Investment Planning

The new LISA is becoming an attractive savings vehicle particularly for the better off however beware the pitfalls of early encashment.


What Is Risk & Much Do You Need?

Categories: Financial Planning > Investment Planning > Pensions

If you are new to investing, perhaps the most difficult concept to get across is the relationship between risk and reward. These notes try and explain why risk is required (in almost all cases) to achieve long term goals.



Basic Inheritance Tax Planning

Categories: Estate Planning > Financial Planning > Later Life > Tax Planning

We utilise specialist lawyers for inheritance tax (IHT) planning and planning relating to the use of the marital home within estate preservation arrangements. Dealing with capital gains tax (CGT) on anything other than the simplest scheme requires the services of an expert accountant.


IHT & Pensions

Categories: Estate Planning > Financial Planning > Later Life > Tax Planning

Recent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views of the options available to you.




News

The latest news from Swallow Financial Planning and the financial industry

NS&I Slash Interest Rates September 30, 2020

NS&I have announced a zero interest rate policy commencing November 24th 2020. Not only is this unprecedented but, in addition to a...

Budget Summary March 25, 2020

The 2020 March budget has all but been forgotten amidst the current Covid-19 pandemic. The following is our summary of the key...

Commercial Property Funds March 20, 2020

Many clients will have seen that Bricks and Mortar investment funds have been suspended. Bricks and Mortar funds own physical property. Real...

Swallow Financial Advice Newsletter

The latest news from Swallow Financial Planning and the financial industry