Categories: Financial Planning > Investment Planning
Failure To Plan Is Planning To Fail. This note helps you to establish your financial goals.
Keyword Filter
Document Categories
Document Tags
Document Library
Categories: Financial Planning > Investment Planning
The new LISA is becoming an attractive savings vehicle particularly for the better off however beware the pitfalls of early encashment.
Categories: Financial Planning > Investment Planning > Pensions
This note is designed to emphasise our reasons for placing specific types of funds into the different tax wrappers. If you want to know the full tax treatment of any wrapper please let us know.
Categories: Financial Planning > Investment Planning
We have access to instant internet and other extensive manuals illustrating pretty well all available deposit accounts available. If you can confirm to us your requirements, we can usually obtain the very best rates for your personal circumstances.
Categories: Financial Planning > Investment Planning > Pensions
For many years we have used the Finametrica system for our initial assessment of a client’s risk tolerance. Whilst this system is recognised as a “best in field” we believe that it is the starting point for our discussions concerning your investment management, rather than the definitive answer to set where your money is invested.
Categories: Financial Planning > Later Life > Tax Planning
Categories: Later Life > Pensions > Tax Planning
Categories: Estate Planning > Financial Planning > Later Life > Tax Planning
Most people are aware of the fact that if you make a gift in the UK and then live for more than 7 years then that gift will fall out of your estate. What is less well known is that if you make more than one gift and you die within 7 years of the last gift then Inheritance Tax (IHT) may well be due on some or all of your gifts.
Categories: Estate Planning > Financial Planning > Investment Planning > Later Life > Tax Planning
There are many different tax concessions and allowances which we try and maximise as party of our service. Not every client can benefit from all allowances however in our review reports for clients we do advise of any missed opportunities.
Private Residence Relief Basics
Categories: Tax PlanningOne of the most often asked questions we receive is how to mitigate capital gains tax (CGT) on second homes. The following is a brief synopsis of our understanding of PPRR and how it can help clients to save tax. We have more detailed notes from outside experts for those who want additional detail.
Categories: Estate Planning > Financial Planning > Later Life > Tax Planning
It is not unusual for the family home to be the biggest asset within an estate. The following notes are designed to explain some of the options available to reduce the tax burden on your property. We are not estate planning experts so these notes should be seen as a catalyst for you to get expert advice from a tax barrister or specialist lawyer.
Categories: Estate Planning > Financial Planning > Later Life > Tax Planning
Recent changes to the rules for pensions have radically changed the approach of advisers with regard to pension savings. The following notes are designed to give our current views of the options available to you.
Basic Inheritance Tax Planning
Categories: Estate Planning > Financial Planning > Later Life > Tax PlanningWe utilise specialist lawyers for inheritance tax (IHT) planning and planning relating to the use of the marital home within estate preservation arrangements. Dealing with capital gains tax (CGT) on anything other than the simplest scheme requires the services of an expert accountant.
What Is The Residential Nil Rate Band?
Categories: Tax PlanningThe Residential Nil Rate Band (RNRB) is one of the most cack-handed bits of legislation we have seen in many a year. The following notes are our attempt at explaining the requirements to obtain the benefit.
Categories: Tax Planning
The change in the tax treatment of loan interest combined with rumblings about changes to capital gains tax (CGT) has lead me to consider a change in ownership structure for two new property purchases.