Passive management or passive investing is an investing strategy that tracks a market weighted index or portfolio. We combine this with asset allocation techniques which we use to maximise returns.
Market efficiency dictates that no form of active investment management will reap abnormal returns. By choosing a passive investment approach we minimise investment charges and avoid the adverse consequences of failing to correctly predict the future. Investing should be looked upon as long term and we do not attempt to profit from short term price fluctuations.
The Swallow team seeks to ‘buy the market’, rather than beat it, via a bespoke asset allocation tailored to your attitude to risk. Using collective investments, your Chartered financial planner will design a portfolio spanning all four asset types, covering each of the world’s regions and selecting only the most appropriate market sectors.