London Office: 020 3755 3235 | Ipswich Office: 01473 384 858 | Email: enquiries@swallow.financial
How We Invest For Tomorrow

News updates from Swallow Financial Planning.

Sign up to our newsletter to receive the latest updates straight to your inbox.

Read More   Get In Touch

How We Invest For Tomorrow

The recent suspension of Neil Woodford’s Equity Income Fund has no doubt alarmed investors far and wide. For those self-investors who are unfamiliar with asset allocation, Woodford’s decision to close the gates might have just locked their entire life savings behind bars.  This could be catastrophic if these individuals are relying on their savings for an income.

This has reignited the argument between ‘Active’ and ‘Passive’ investing.  Neil Woodford is an advocate of intuition-based stock picking, to actively attempt to beat the market.  This can be productive, however it can be costly when you get it wrong!

We base our portfolios on a backbone of ‘Passive’ investments.  We track the performance of different asset classes, sectors and regions both domestic and worldwide.  Geared towards your attitude to risk and objectives, we do not time the market to earn a ‘quick buck’.  We instead encourage long-term asset allocation, which accounts for up to 90% of your returns. For those who are partial to greater risk or welcome managerial instinct, a small allocation to active funds can be prescribed in the hope of less reliable outperformance.

Through diversification, whenever the next manager freezes their fund, you will have a wide array of alternative investments still providing returns and access to your capital. Whether you are saving for retirement or already enjoying it, we are experienced in both growing our clients’ wealth as well as helping them draw an income regardless of active manager mistakes.

News

The latest news from Swallow Financial Planning and the financial industry

Budget Summary March 25, 2020

The 2020 March budget has all but been forgotten amidst the current Covid-19 pandemic. The following is our summary of the key...

Commercial Property Funds March 20, 2020

Many clients will have seen that Bricks and Mortar investment funds have been suspended. Bricks and Mortar funds own physical property. Real...

Swallow Financial Planning Contact Update – COVID-19 March 17, 2020

The actions being taken to contain the current Pandemic are getting ever more draconian. This note is to explain to clients changes...

Swallow Financial Advice Newsletter

The latest news from Swallow Financial Planning and the financial industry