Investing your savings wisely
It’s likely you have assets tied up across a range of investments, including ISAs, pensions, shares, National Savings and cash in the bank. Swallow Financial Planning will help you understand if your current approach is working as well as it might.
We take time to understand your savings goals, such as the wealth or income you’d like to achieve and when, perhaps for specific targets like repaying your mortgage, paying for private education or retirement income.
Once we understand your motivation, we can devise a bespoke savings plan that’s spread across a range of investment vehicles and reflects your attitude to risk. We’ll do this while making the most of your annual tax and savings allowances.
Low-cost, diverse investments
We’re experienced investment managers of our clients’ portfolios. Our asset-allocation approach (spreading the risk) is based upon passive investing, meaning we minimise short-term buying and selling, thereby reducing your exposure to expensive fees.
Our investment approach is based on science and analysis, not on the hunch of a fund manager you’ll never meet. Because we manage your wealth personally, we’re always able to update you any time you need us to.